Saturday, December 12, 2015

DEBT



Unexpected expenses, can any of you relate? So this last month has been a bit of a nightmare.  Just to list a few of the things that have happened:





  • Sliding glass door broke during a snow storm
  •  Car broke down and needed to be replaced with a four-wheel drive
  •  Daughter fell and broke her glasses
  •  My son needed to pay for the pipes for a loafing shed. This is his FFA project for the year.
  •  Garage Door spring broke
  •  Cat died unexpectedly – children want a new one
  •  Christmas is around the corner


As you can see life has been paying us a bit of a visit.  We have really had to concentrate on how to make things work financially.  In our class we got to read a couple of chapters from a book called “Till Debt do us Part” by B. Poduska. 



I found so much of this to be helpful to me.  One of the things that really stuck out is how our birth order can have some bearing on how we relate to finances in our marriage.  See which of these you fit into.

“Firstborn: Makes out a budget, makes sure everyone adheres to it.
Second Born: Sometimes sabotages the firstborn’s budget.
Middle Born: Tends to go along with whatever budget is established.
Last Born: Sees budgets as restrictive; avoids responsibility.” (1)

So now the next goal of mine is to learn how to better help my husband with the budget so we can get out of debt and have a better marriage.  What are your financial goals??



References:

1.     Poduska, B. (2000). Till Debt do us Part, (Chapter 2). Salt Lake City, Utah: Shadow Mountain.